@font-face{font-family:"DM Sans";font-weight:400;font-style:normal;font-display:swap;src:url("../fonts/dm-sans-latin-400-normal.woff2") format("woff2")}
@font-face{font-family:"DM Sans";font-weight:500;font-style:normal;font-display:swap;src:url("../fonts/dm-sans-latin-500-normal.woff2") format("woff2")}
@font-face{font-family:"DM Sans";font-weight:700;font-style:normal;font-display:swap;src:url("../fonts/dm-sans-latin-700-normal.woff2") format("woff2")}

/* Layout: white header, picture hero with a centred frosted card, then soft rounded
   cards on pale blue-tinted bands with navy panels for the things that matter. */
:root{
  --navy:#12384F; --navy-deep:#0D2C40; --teal:#1A4A64; --blue:#458AAB; --blue-dark:#2F6F8E; --sky:#92CDDB;
  --mist:#EAF4F8; --paper:#F6FAFC; --white:#fff; --ink:#13303F; --muted:#4A6170; --line:#D5E3EA;
  --warn-bg:#FFF8E1; --warn-line:#E6CB7A; --warn-ink:#6B4E00;
  --radius:22px; --shadow:0 1px 2px rgba(18,56,79,.06),0 10px 30px rgba(18,56,79,.09);
  --max:1160px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:96px}
body{margin:0;font-family:"DM Sans",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--white);line-height:1.6;font-size:17.5px}
img{max-width:100%;display:block}
a{color:var(--blue-dark)}
a:hover{color:var(--navy)}
:focus-visible{outline:3px solid var(--blue);outline-offset:3px;border-radius:6px}
.skip{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:10px 16px;z-index:100;font-weight:700}
.skip:focus{left:8px;top:8px}
.container{width:100%;max-width:var(--max);margin:0 auto;padding-inline:24px}
.narrow{max-width:860px}
h1,h2,h3{color:var(--navy);line-height:1.15;margin:0;letter-spacing:-.02em;text-wrap:balance}
h2{font-size:clamp(28px,3.6vw,40px)}
h3{font-size:22px;letter-spacing:-.01em}
section{padding-block:76px}
.tint{background:linear-gradient(180deg,var(--mist),var(--paper))}
.pale{background:var(--paper)}
.center{text-align:center}
.kicker{display:flex;align-items:center;gap:8px;text-transform:uppercase;letter-spacing:.16em;font-size:14px;font-weight:700;color:var(--blue-dark);margin:0 0 10px}
.center .kicker{justify-content:center}
.kicker svg,.badge svg,.pill-link svg,.eyebrow svg{width:18px;height:18px;stroke:currentColor;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;flex:none}
.sub{color:var(--muted);font-size:19px;margin:12px 0 0;max-width:62ch}
.center .sub{margin-inline:auto}

/* header */
.site-header{background:rgba(255,255,255,.96);backdrop-filter:blur(8px);position:sticky;top:0;z-index:50;box-shadow:0 1px 0 var(--line),0 6px 18px rgba(18,56,79,.06)}
.site-header .container{max-width:1420px;display:flex;align-items:center;justify-content:space-between;gap:18px;padding-block:12px;position:relative}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy);flex:none}
.brand img{height:46px;width:auto}
.brand span{display:block;line-height:1.2;font-size:13px;color:var(--muted)}
.brand strong{display:block;font-size:17px;color:var(--navy);line-height:1.2}
.brand-logo{display:flex;align-items:center}
.brand-name{display:block;text-decoration:none;color:var(--navy)}
/* leaving-site notice (links to the main Vickers Young website) */
.leave-dialog{border:0;border-radius:var(--radius);padding:32px 30px 26px;width:480px;max-width:calc(100% - 32px);box-shadow:0 24px 70px rgba(13,44,64,.35);color:var(--ink);background:#fff;text-align:center}
.leave-dialog::backdrop{background:rgba(13,44,64,.6)}
.leave-dialog h2{margin:0 0 12px;font-size:24px;line-height:1.2;color:var(--navy)}
.leave-dialog p{margin:0 0 22px;font-size:17px;line-height:1.5;color:var(--muted)}
.leave-dialog p strong{color:var(--navy);white-space:nowrap}
.leave-actions{display:flex;flex-wrap:wrap;gap:10px;justify-content:center}
.leave-actions .btn{margin:0;width:auto;padding:13px 22px;font-size:16px}
.nav{display:flex;align-items:center;gap:2px}
.nav>a:not(.btn),.sub-btn{font:inherit;font-size:15px;font-weight:500;color:var(--navy);text-decoration:none;background:none;border:0;padding:10px 9px;cursor:pointer;display:inline-flex;align-items:center;gap:6px;position:relative;white-space:nowrap}
.nav>a:not(.btn):hover,.sub-btn:hover{color:var(--blue-dark)}
.nav>a[aria-current="page"]:not(.btn),.has-sub.current .sub-btn{font-weight:700}
.nav>a[aria-current="page"]:not(.btn)::after,.has-sub.current .sub-btn::after{content:"";position:absolute;left:9px;right:9px;bottom:2px;height:2px;border-radius:2px;background:var(--blue)}
.sub-btn svg{width:17px;height:17px;stroke:currentColor;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.has-sub{position:relative}
.submenu{display:none;position:absolute;right:0;top:100%;min-width:270px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:8px;box-shadow:var(--shadow)}
.submenu a{display:block;text-decoration:none;color:var(--navy);font-size:16px;font-weight:500;padding:10px 14px;border-radius:10px}
.submenu a:hover,.submenu a[aria-current="page"]{background:var(--mist)}
.has-sub:hover .submenu,.has-sub:focus-within .submenu,.submenu.open{display:block}
.nav .btn{margin-left:8px;padding:11px 18px;font-size:15.5px;white-space:nowrap}
.menu-btn{display:none;background:#fff;border:1.5px solid var(--line);border-radius:12px;padding:9px 16px;font:inherit;font-weight:700;color:var(--navy);cursor:pointer}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:15px 28px;border-radius:999px;font-weight:700;text-decoration:none;border:2px solid transparent;font-size:17px;cursor:pointer;font-family:inherit;line-height:1.2;transition:background .15s,color .15s,border-color .15s,transform .15s}
.btn:hover{transform:translateY(-1px)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--teal);color:#fff}
.btn-primary,.btn-accent{background:var(--blue-dark);color:#fff}
.btn-primary:hover,.btn-accent:hover{background:var(--navy);color:#fff}
.btn-light{background:var(--sky);color:var(--navy)}
.btn-light:hover{background:#fff;color:var(--navy)}
.btn-outline{border-color:rgba(255,255,255,.8);color:#fff}
.btn-outline:hover{background:#fff;color:var(--navy)}
.btn-ghost{border-color:var(--navy);color:var(--navy);background:transparent}
.btn-ghost:hover{background:var(--navy);color:#fff}
.btn-block{width:100%;border-radius:14px;padding:17px 24px}
.cta{display:flex;gap:12px;flex-wrap:wrap}
.center .cta,.cta.center{justify-content:center}

/* hero */
.hero{position:relative;padding:0;min-height:680px;display:grid;place-items:center;overflow:hidden;background:var(--teal)}
.hero-art{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 50%}
.hero::before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(18,56,79,.12),rgba(18,56,79,.3));z-index:1}
.hero-inner{position:relative;z-index:2;width:100%;padding:72px 20px 56px;display:flex;flex-direction:column;align-items:center;gap:44px}
.hero-card{width:100%;max-width:640px;background:rgba(255,255,255,.6);-webkit-backdrop-filter:blur(2px);backdrop-filter:blur(2px);border-radius:36px;padding:52px 44px 48px;text-align:center;box-shadow:0 20px 50px rgba(13,44,64,.22);border:1px solid rgba(255,255,255,.7)}
.hero h1{font-size:clamp(34px,5.4vw,54px);line-height:1.06;margin:0 0 18px}
.hero p{font-size:clamp(18px,2vw,21px);color:var(--ink);margin:0 auto 30px;max-width:32ch}
.hero .cta{justify-content:center}
.pill-link{display:inline-flex;align-items:center;gap:10px;background:rgba(255,255,255,.95);color:var(--navy);text-decoration:none;font-weight:700;font-size:15px;letter-spacing:.08em;text-transform:uppercase;padding:12px 22px;border-radius:999px;box-shadow:0 8px 20px rgba(13,44,64,.18)}
.pill-link:hover{background:var(--navy);color:#fff}

/* welcome */
.welcome{padding-block:64px;border-bottom:1px solid var(--line)}
.welcome .container{display:flex;gap:40px;align-items:center}
.avatar{flex:none;width:170px;height:170px;border-radius:50%;overflow:hidden;box-shadow:0 0 0 5px #fff,0 0 0 11px var(--mist),0 12px 28px rgba(18,56,79,.18)}
.avatar img{width:100%;height:100%;object-fit:cover}
.welcome h2{margin-bottom:12px}
.welcome .lead{font-size:clamp(19px,2vw,22px);margin:0 0 12px;line-height:1.5}
.welcome p{margin:0;color:var(--muted)}

/* feature split cards */
.feature{display:grid;grid-template-columns:1.25fr 1fr;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}
.feature+.feature{margin-top:28px}
.feature.flip{grid-template-columns:1fr 1.25fr}
.feature.flip .panel{order:-1}
.feature .body{padding:44px}
.badge{display:inline-flex;align-items:center;gap:8px;background:var(--navy);color:#fff;font-size:13px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;padding:7px 14px;border-radius:999px;margin-bottom:18px}
.badge.soft{background:var(--mist);color:var(--blue-dark)}
.feature h2{font-size:clamp(26px,3vw,34px);margin-bottom:16px}
.feature p{margin:0 0 14px}
.more{display:inline-flex;gap:8px;font-weight:700;color:var(--navy);text-decoration:none;margin-top:6px}
.more::after{content:"\2192"}
.more:hover{color:var(--blue-dark)}
.panel{background:var(--navy);color:#DCEAF1;padding:44px}
.panel .kicker{color:var(--sky);font-size:13px;margin-bottom:18px}
.panel h3{color:#fff;font-size:20px;margin-bottom:8px}
.panel p{margin:0;font-size:16.5px}
.panel hr{border:0;border-top:1px solid rgba(255,255,255,.22);margin:24px 0}
.panel small{display:block;margin-top:20px;font-size:14px;color:#B4CEDB}

/* numbered steps */
.numbered{list-style:none;padding:0;margin:0;display:grid;gap:40px;max-width:900px;margin-inline:auto}
.numbered li{display:flex;gap:26px;align-items:flex-start}
.num{flex:none;width:58px;height:58px;border-radius:50%;background:#CFE7EE;color:var(--navy);display:grid;place-items:center;font-weight:700;font-size:24px}
.numbered h3{font-size:clamp(22px,2.4vw,27px);margin-bottom:8px}
.numbered p{margin:0;font-size:19px;color:var(--ink)}
.numbered p.fn,.welcome p.fn{font-size:15px;color:var(--muted);margin-top:10px}

/* cards */
.grid{display:grid;gap:22px}
.grid-4{grid-template-columns:repeat(4,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow);display:flex;flex-direction:column;text-decoration:none;color:var(--ink)}
a.card:hover{border-color:var(--blue);color:var(--ink);transform:translateY(-2px)}
a.card{transition:transform .15s,border-color .15s}
.card .tag{text-transform:uppercase;letter-spacing:.12em;font-size:12.5px;font-weight:700;color:var(--blue-dark);margin-bottom:10px}
.card h3{margin-bottom:10px}
.card p{margin:0 0 18px;color:var(--muted);font-size:16.5px}
.card .more{margin-top:auto}
.icon{width:50px;height:50px;border-radius:14px;background:var(--mist);display:grid;place-items:center;margin-bottom:18px;color:var(--blue-dark)}
.icon svg{width:27px;height:27px;stroke:currentColor;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}

/* warning + status */
.repo{max-width:820px;margin:0 auto;border:1.5px solid var(--line);background:var(--paper);border-radius:14px;padding:18px 24px;text-align:center;font-weight:700;color:var(--navy);text-transform:uppercase;letter-spacing:.03em;font-size:15.5px}
.repo-wrap{padding-block:40px}
.cta-band{background:var(--navy);color:#fff;text-align:center}
.cta-band h2{color:#fff;margin-bottom:14px}
.cta-band p{margin:0 auto 28px;max-width:52ch;color:#DCEAF1;font-size:20px}
.cta-band .cta{justify-content:center}
.status{background:var(--navy);color:#E4EFF4;border-radius:var(--radius);padding:40px 44px}
.status p{margin:0 0 16px}
.status p:last-child{margin:0}
.status a{color:#fff}
.status strong{color:#fff}

/* talk card */
.talk{display:grid;grid-template-columns:1.6fr 1fr;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}
.talk .body{padding:48px}
.talk h2{margin-bottom:14px}
.talk p{margin:0 0 22px;font-size:19px;color:var(--ink);max-width:48ch}
.talk .photo{background:var(--sky);min-height:320px}
.talk .photo img{width:100%;height:100%;object-fit:cover}
.checks{list-style:none;padding:0;margin:0 0 26px}
.prose ul.checks{padding-left:0}
.checks li{position:relative;padding-left:34px;margin-bottom:10px}
.checks li::before{content:"";position:absolute;left:0;top:6px;width:20px;height:20px;border-radius:50%;background:var(--blue-dark)}
.checks li::after{content:"";position:absolute;left:7px;top:10px;width:5px;height:10px;border:solid #fff;border-width:0 2px 2px 0;transform:rotate(40deg)}

/* faq */
details{background:#fff;border:1px solid var(--line);border-radius:16px;margin-bottom:12px}
summary{cursor:pointer;font-weight:700;color:var(--navy);padding:18px 22px;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:16px}
summary::-webkit-details-marker{display:none}
summary::after{content:"";flex:none;width:10px;height:10px;border:solid var(--blue-dark);border-width:0 2.5px 2.5px 0;transform:rotate(45deg);margin-top:-4px}
details[open] summary::after{transform:rotate(-135deg);margin-top:4px}
details>div{padding:0 22px 20px;color:var(--muted)}
details>div p{margin:0}

/* sub-page hero + prose */
.page-hero{background:linear-gradient(180deg,var(--mist),#fff);padding-block:64px 44px;text-align:center}
.page-hero .eyebrow{white-space:nowrap;display:inline-flex;align-items:center;gap:8px;background:#D5ECF2;color:var(--blue-dark);font-weight:700;font-size:14px;padding:7px 16px;border-radius:999px;margin-bottom:18px}
.page-hero h1{font-size:clamp(32px,4.8vw,50px);margin:0 auto 16px;max-width:22ch}
.page-hero p{max-width:62ch;margin:0 auto;font-size:20px;color:var(--ink)}
.back{display:inline-flex;align-items:center;gap:8px;color:var(--navy);font-weight:500;text-decoration:none;margin-bottom:14px;font-size:16px}
.back::before{content:"\2190"}
.back:hover{text-decoration:underline}
.prose{max-width:760px}
.prose h2{font-size:clamp(25px,2.8vw,31px);margin:44px 0 12px}
.prose h3{font-size:21px;margin:28px 0 8px}
.prose p,.prose li{color:#27424F}
.prose ul{padding-left:22px}
.callout{background:var(--mist);border-radius:16px;padding:20px 24px;margin:28px 0}
.callout p{margin:0}
.layout{display:grid;grid-template-columns:minmax(0,1fr) 350px;gap:56px;align-items:start}
.aside{position:sticky;top:104px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}
.aside h3{margin:0 0 8px}
.aside p{margin:0 0 16px;color:var(--muted);font-size:16.5px}
.aside .btn{width:100%;margin-bottom:10px;padding:13px 20px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}
.portrait{border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);aspect-ratio:1/1;max-width:460px}
.portrait img{width:100%;height:100%;object-fit:cover}

/* forms + calculators */
.form{display:grid;gap:18px}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.form label,.calc label.lbl,.calc legend{font-weight:700;color:var(--navy);display:block;margin-bottom:7px;font-size:16.5px;padding:0}
.form input,.form select,.form textarea,.calc input[type="text"],.calc select{width:100%;padding:14px 15px;border:1.5px solid #B4CBD7;border-radius:12px;font:inherit;color:var(--ink);background:#fff}
.form input:focus,.form select:focus,.form textarea:focus,.calc input:focus,.calc select:focus{outline:3px solid var(--sky);border-color:var(--blue)}
.form textarea{min-height:140px;resize:vertical}
.form .consent{display:flex;gap:12px;align-items:flex-start;font-size:15px;color:var(--muted);font-weight:500}
.form .consent input{width:22px;height:22px;margin-top:3px;flex:none}
.form-note{font-size:14.5px;color:var(--muted);margin:0}
.form-status{padding:14px 18px;border-radius:12px;display:none;font-weight:500}
.form-status.ok{display:block;background:#E0F2E7;color:#1E5B33}
.form-status.err{display:block;background:#FBEAE6;color:#8C3A2A}
.hp{position:absolute;left:-9999px}
.contact-list{list-style:none;padding:0;margin:0 0 20px}
.contact-list li{margin-bottom:12px;overflow-wrap:anywhere}
.contact-list strong{display:block;color:var(--navy)}
.calc-card{max-width:660px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:36px}
.calc{display:grid;gap:22px}
.calc fieldset{border:0;padding:0;margin:0;min-width:0}
.calc h2{font-size:23px;margin:6px 0 -6px}
.field{position:relative}
.field .pre,.field .post{position:absolute;top:50%;transform:translateY(-50%);color:var(--muted);font-weight:700;pointer-events:none}
.field .pre{left:15px}
.field .post{right:15px}
.field.money input{padding-left:34px}
.field.pct input{padding-right:38px}
.hint{font-size:14.5px;color:var(--muted);margin:6px 0 0}
.choice{display:flex;gap:12px;align-items:flex-start;border:1.5px solid var(--line);border-radius:12px;padding:13px 15px;margin-bottom:10px;cursor:pointer;font-weight:500}
.choice input{width:20px;height:20px;margin:3px 0 0;flex:none;accent-color:var(--blue-dark)}
.choice:has(input:checked){border-color:var(--blue-dark);background:var(--mist)}
.choice small{display:block;color:var(--muted);font-weight:400;font-size:14.5px}
.result{border-radius:16px;background:var(--navy);color:#E4EFF4;padding:26px 28px}
.result[hidden]{display:none}
.result .big{display:block;font-size:clamp(32px,5vw,44px);font-weight:700;color:#fff;line-height:1.1;font-variant-numeric:tabular-nums;margin:4px 0 10px}
.result .lbl2{font-size:14px;text-transform:uppercase;letter-spacing:.14em;color:var(--sky);font-weight:700}
.result table{width:100%;border-collapse:collapse;margin-top:10px;font-size:16px;font-variant-numeric:tabular-nums}
.result td,.result th{padding:8px 0;border-top:1px solid rgba(255,255,255,.2);text-align:left;font-weight:400}
.result td:last-child,.result th:last-child{text-align:right;font-weight:700;color:#fff}
.result p{margin:12px 0 0;font-size:15px;color:#C9DEE8}
.error{color:#9C2B1B;font-weight:700;margin:0;font-size:15.5px}
.error[hidden]{display:none}
.important{max-width:820px;margin:0 auto;background:var(--warn-bg);border:1.5px solid var(--warn-line);border-radius:16px;padding:24px 28px;display:flex;gap:18px;color:#3F3200}
.important svg{flex:none;width:28px;height:28px;stroke:#B07A00;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;margin-top:2px}
.important h3{color:var(--navy);font-size:19px;margin-bottom:6px}
.important p{margin:0 0 8px;font-size:16.5px}
.important p:last-child{margin:0}
.qa{max-width:820px;margin:0 auto}
.qa h2{text-align:center;margin-bottom:30px}
.qa h3{font-size:19px;margin:24px 0 6px}
.qa p{margin:0;color:var(--muted)}

/* footer */
.site-footer{background:var(--navy);color:#CFE3EC;padding-block:64px 32px;font-size:16px}
.site-footer a{color:#E4EFF4;text-decoration:none}
.site-footer a:hover{color:var(--sky);text-decoration:underline}
.footer-grid{display:grid;grid-template-columns:1.6fr repeat(3,1fr);gap:40px;margin-bottom:40px}
.site-footer h3{color:#fff;font-size:18px;margin:0 0 14px;letter-spacing:0}
.site-footer h3:not(:first-child){margin-top:26px}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin-bottom:9px}
.footer-logo-link{display:inline-block}
.footer-logo{display:block;height:54px;width:auto;margin-bottom:16px}
.footer-grid p{margin:0 0 14px;overflow-wrap:anywhere}
.foot-warn{background:var(--navy-deep);border:3px solid #0A2232;color:#fff;font-weight:700;text-align:center;text-transform:uppercase;letter-spacing:.03em;padding:22px 24px;font-size:clamp(16px,2vw,20px);line-height:1.35}
.foot-line{border-top:1px solid rgba(255,255,255,.18);margin-top:40px;padding-top:28px;text-align:center;font-weight:700;color:#fff;font-size:15.5px}
.foot-line a{color:#fff}
.legal{font-size:14px;line-height:1.65;color:#B4CEDB;margin-top:18px}
.legal p{margin:0 0 12px}
.legal .copy{text-align:center;margin-top:28px}

@media (max-width:1520px){
  .brand span{display:none}
}
@media (max-width:1260px){
  .menu-btn{display:block}
  .nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-top:1px solid var(--line);flex-direction:column;align-items:stretch;padding:10px 20px 20px;gap:0;box-shadow:0 18px 30px rgba(18,56,79,.16);max-height:calc(100vh - 80px);overflow:auto}
  .nav.open{display:flex}
  .nav>a:not(.btn),.sub-btn{padding:12px 6px;width:100%;justify-content:flex-start}
  .nav>a[aria-current="page"]:not(.btn)::after,.has-sub.current .sub-btn::after{display:none}
  .submenu,.has-sub:hover .submenu{display:block;position:static;border:0;box-shadow:none;padding:0 0 6px 16px;min-width:0}
  .nav .btn{margin:10px 0 0}
}
@media (max-width:1000px){
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .grid-3{grid-template-columns:1fr}
  .feature,.feature.flip,.talk,.layout,.split{grid-template-columns:1fr}
  .feature.flip .panel{order:0}
  .aside{position:static}
  .talk .photo{min-height:0;aspect-ratio:5/4;order:-1}
  .footer-grid{grid-template-columns:repeat(3,1fr)}
  .footer-grid>div:first-child{grid-column:1/-1}
  .layout,.split{gap:40px}
}
@media (max-width:640px){
  body{font-size:17px}
  section{padding-block:56px}
  .container{padding-inline:20px}
  .brand span{display:none}
  .brand img{height:40px}
  .hero{min-height:0}
  .hero-inner{padding:40px 16px 36px;gap:28px}
  .hero-card{padding:36px 22px 32px;border-radius:28px}
  .hero .cta .btn{width:100%}
  .welcome .container{flex-direction:column;align-items:flex-start;gap:26px}
  .avatar{width:130px;height:130px}
  .feature .body,.panel,.talk .body,.status{padding:30px 24px}
  .numbered li{gap:18px}
  .num{width:48px;height:48px;font-size:20px}
  .numbered p{font-size:17.500px}
  .numbered p.fn{font-size:14.5px}
  .grid-4,.grid-2,.form .row,.footer-grid{grid-template-columns:1fr}
  .calc-card{padding:26px 20px}
  .important{flex-direction:column;gap:10px;padding:22px}
  .page-hero{padding-block:44px 32px}
}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *{transition:none!important}
  .btn:hover,a.card:hover{transform:none}
}

/* External link notice */
.ext-modal{position:fixed;inset:0;z-index:200;display:flex;align-items:center;justify-content:center;padding:16px;background:rgba(13,44,64,.55)}
.ext-modal[hidden]{display:none}
.ext-modal__box{background:var(--white);color:var(--ink);border-radius:var(--radius);box-shadow:var(--shadow);max-width:460px;width:100%;padding:28px}
.ext-modal__box h2{margin:0 0 10px;font-size:22px;color:var(--navy);line-height:1.25}
.ext-modal__box p{margin:0 0 22px;color:var(--muted)}
.ext-modal__actions{display:flex;gap:12px;justify-content:flex-end;flex-wrap:wrap}
.ext-modal .ext-cancel{background:var(--white);color:var(--navy);border:2px solid var(--line);border-radius:999px;cursor:pointer;font:inherit;font-weight:600}
.ext-modal .ext-cancel:hover{border-color:var(--navy)}